(RECAP: Freddie Mac published an official list of approved eMortgage vendors to better streamline the mortgage process and to help encourage the use of digital mortgages. Despite taking a long time to go digital, the industry is quickly evolving and growing to bring technology into the process. The list of companies meets Freddie’s requirements for making, signing and storing electronic promissory notes. Commonly called eNotes, they detail the repayment obligation of the borrower to the lender. Freddie clarified that with the exception of eMortgages and the related eNotes, sellers don’t need special approvals to use electronic documents as long as their procedures meet the requirements laid out in Freddie’s Seller/Servicer Guide. But, Samuel Oliver, vice president of transformation management for the Single-Family Business, said the eNote is unique.)

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