(RECAP: Earlier this week, the CFPB published a blog post, to announce that it has released a brief, “Who are the credit invisibles?,” that describes the May 2015 report’s “most significant findings” and a checklist of action items for consumers “who are new to credit or looking to rebuild.” Among the report’s findings highlighted in the new brief are that consumers in low-income neighborhoods are more likely to have no credit history with one of the nationwide consumer reporting agencies or an unscorable credit file and that Black and Hispanic consumers are more likely to have no credit history with one of the nationwide consumer reporting agencies and have unscored credit records than White or Asian consumers. The brief also includes a section describing actions consumers can take to build a credit history.)

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